Personal Data Protection Policy
At KIBGIM, we are committed to protecting your privacy in accordance with the Personal Data Protection Act 2010 of Malaysia (“PDPA”).
During your course of dealing with us, we will collect and process your personal data for purposes, including, to communicate with you, provide services to you, respond to your enquiries or complaints, provide you with information and/or updates on services and/or promotions offered by KIBGIM.
By providing your Personal Data to us and/or continuing access to our website (“Site”), you declare that you have read and understood this Policy and agree to us processing your Personal Data in accordance with the manner as set out in this Policy.

1. The term “Personal Data” means any information in our possession or control that relates directly or indirectly to an individual to the extent that the individual can be identified or are identifiable from that and other information in our possession such as name, address, telephone number, Identification, email address, household information, etc. The types of Personal Data collected depend on the purpose of collection. We may “process” your Personal Data by way of collecting, recording, holding, storing, using and/or disclosing it.

2. In addition, we may also receive, store and process your Personal Data which are provided or made available by any third parties, credit reference bodies, regulatory and law enforcement authorities, for reasons including delivery of our services, performance of conditions of agreements and/or to comply with our legal and regulatory obligations.

3. Where indicated in our application or registration forms manually or electronically, it is obligatory to provide your personal data to enable us to process your application for our services. Should you fail to provide complete and obligatory personal data, we may not be able to process your application or provide you with our services.

1. As a part of providing you with our services and the management or operation of the same, we may be required or need to disclose information about you to the following third parties:

• Federal or state government
• Law enforcement agencies.
• Government agencies

Companies or organizations that assist us in processing and/or otherwise fulfilling transactions and providing you with services that you have requested. Our business associates and other parties for purposes that are related to the purpose of collecting and using your personal data.

We will retain your personal data in compliance with this Policy and/or the terms and conditions of your agreement(s) with KIBGIM for the duration of your relationship with us, for such period as may be necessary to protect the interests of KIBGIM and/or its customers as may be deemed necessary, where otherwise required by the law and/or where required by KIBGIM’S relevant policies.

1. You hereby agree and consent to us using and processing your Personal Data provided to us, in the manner and for the purposes as described below (collectively referred to as the “Purposes”):-

· to provide you with services or information requested;

· to contact, communicate, respond to you;

· to comply with legal and contractual obligations;

· to establish your identity and background;

· to respond to your enquiries or complaints and resolve any issues and disputes which may arise in connection with any dealings with us;

· to maintain and update internal record keeping;

· to administer and give effect to your commercial transactions with us;

· to process any payments related to your commercial transactions with us;

· to process and analyse your Personal Data either individually or collectively with other individuals;

· to share any of your Personal Data with any third party service provider of a similar nature at KIBGIM discretion;

· to share any of your Personal Data pursuant to any agreement or document which you have duly entered with us for purposes of seeking legal and/or financial advice and/or for purposes of commencing legal action.

1. We can assist you to access and correcting your personal data held by us. Where you wish to have access to your personal data in our possession, or where you are of the opinion that such personal data held by us is inaccurate, incomplete, misleading or not kept abreast, you may make a request to us via our Feedback and Complaint on our apps or Contact any of our support team via WhatsApp respectively.

We endeavour to take all reasonable steps to protect your personal data and keep your personal data secured. This includes adhering to our security procedures (such as checking your identity when receiving calls from you). Our site may link to other websites, and we are not responsible for their data policies, procedures, or content.

KIBGIM is committed to protecting your personal data. If you have questions or comments about administration of personal data relating to subscription, do contact us at kelabibubapadanguruislam@gmail.com.

If you have any questions, comments or suggestions regarding this Policy, please contact us via the aforementioned channel.